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Car Insurance In GA: Why Is It Important?

If you are a citizen of Georgia or planning to shift there, then you should be well aware of the laws which pertain to car insurance. There are many different laws for cars, car insurance, and the drivers who drive it. The first thing which you should know is that car insurance in GA is a must. It is a mandatory law for cars and their owners to have their car insured.

Another thing which you should keep in mind is that there is a minimum limit on the amount of insurance you are supposed to have. The limit is $25000 for each person, this is for body injury. Then $50000 is for two or more people per accident. And another $25000 for property damage for each accident. This is what you have to have when you are a resident of the state of Georgia.

When you start to get insurance, you should read through all the laws there are in reference to car insurance. Another important thing to remember as a citizen of the state of Georgia is that you have to carry your insurance card with you at all times. This is in case of any accident, so that you do not get another fine for you. You should always be in possession of your driving license and your insurance card. This makes all procedures after an accident much faster and easier.

Another more important law which you should know about your state Georgia is that it is a Tort state. What this means is that in case of an accident, the person who is at fault will be held responsible for the property as well as body damage. This is a good thing, because then you will be able to have another person pay for your premium.

These laws are something which you should always know about. These will help you in case of any problem. Also knowledge is power; it will help you get out of a tricky situation if you are aware of what the state says about different situations. It is not hard to know these things. One last thing you should keep in mind about the laws of the state of Georgia in regard to a lapse of your insurance. You will have to pay a fine if your insurance lapses for more than ten days. After this lapse, you will have to pay a reinstatement fee to get your insurance activated again.

As the time of your lapse increases, so does the penalty for your lapse increases. Apart from the fines, there are heavy penalties for the owner of a car whose insurance has lapsed. Be careful when it comes to keeping up with payment of your insurance. This is very important to know, as your car number plate will be suspended in case of a lapse.

Please enter your ZIP code number on the site. This will help you get a good idea of all the laws which pertain to car insurance in GA.