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11 Different Types of Auto Insurance In Georgia

Georgia is one of the largest states of America. Similarly there are many regulations relating to car insurance in GA. Since not everyone is a law wizard, many different questions arise especially after the liability auto insurance coverage. Here are all the questions relating that you might get confused or curious about and the answer to them.

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Q. How can you regulate such a large state?

There are many rules and penalties set up to organize the insurance responsibilities in Georgia state although “Tesxasure” is the government verification program to determine whether the driver is insured or not.

Q. What if I drive without car insurance in GA?

This is a bad idea since you can get heavily penalized for driving without insurance in Georgia. If you get caught for the first time then you get penalized for 75 to 350 dollars. Similarly the range of penalties varies according to the degree of offense and damage caused. The highest reprimand is for causing serious injuries with maximum fine limit and/or a jail for a year.

Q. What can I do since I cannot afford insurance?

There is no such thing like cannot afford insurance. If you can afford to drive a car in Georgia, you need to get insurance at least liability insurance. Otherwise, you might have to pay the penalty

Q. Do I need to check my driving record?

Your driving record can have a great impact on your policy rates. Also, DMV record keeping abilities are not perfect so you need to keep a check on whether your record is properly being maintained or not; otherwise wrong records might result in higher premiums.

Q. Vehicle insurance verification– how do I do that?

So you might have insurance, but must have heard about vehicle insurance vehicle verification and wondered what it was and how can you get it. Well, if you have insurance there is nothing more to do. The certificate you receive after insurance is proof enough. This is just the name of the program by Georgia authorities to catch uninsured drivers.

Q. Policy cancelled- what do I do now?

Under any circumstances you can easily ask them to renew it. They cannot reject it unless if you have been a policy holder for more than 12 months. If they do, you must receive a 30 days notice.

Q. Do I have any rights after canceling policy?

No matter what reason behind the cancellation, you can ask for the return of any premium that you might have paid in advance to the company. If it was cancelled after some accident, then they need to cover the loss. Similarly they need to give a 30 day notice as per law.

All you need to do is fill the above box with your ZIP code, and a list of the insurance providers with their policies, rates and other data will be at your dispense. You just have to wait for only 3 minutes, and compare them with your current policy. Hurry and compare before you lose any money in unnecessary payment of premiums.